TERMS OF SERVICE

Effective Date: [Insert Date]

Provider: IDX Labs, LLC and its affiliates (“IDX,” “we,” “us,” or “our”)

User: Any individual or entity accessing or using the software, platform, or website (“you,” “your,” or “User”)

1. Acceptance of Terms

By accessing or using IDX’s software, platform, or related services (the “Software”), you agree to these Terms of Service (“Terms”). If you do not agree, do not use the Software. Your sole remedy for dissatisfaction is to stop using it.

2. License Grant

2.1 Limited License. IDX grants you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to access and use the Software solely for lawful purposes under these Terms.

2.2 Ownership. The Software is licensed, not sold. IDX retains all right, title, and interest, including intellectual property rights.

2.3 Updates & Beta Features. IDX may, at its discretion, provide updates or beta features. All are provided “AS IS” and may be modified or discontinued at any time without notice.

2.4 Private Keys. IDX does not request, hold, or have access to your private keys, seed phrases, wallets, or credentials. You are solely responsible for safeguarding and controlling your digital assets. IDX disclaims all responsibility for any loss, theft, or compromise of such assets.

3. Restrictions

You agree not to (a) copy, modify, or distribute the Software; (b) reverse engineer or decompile it; (c) rent, sell, or sublicense it; (d) use bots or automated scripts except through public APIs; (e) interfere with networks or systems; or (f) use the Software in violation of law or third-party rights.

4. No Advice or Fiduciary Duty

4.1 No Financial Advice. IDX provides no investment, trading, legal, or tax advice. All information is educational and informational only.

4.2 No Fiduciary Relationship. IDX is not your advisor, agent, or fiduciary. You alone are responsible for your actions and investment decisions.

5. Assumption of Risk

5.1 DeFi and Blockchain Risks. You understand that decentralized finance (“DeFi”), blockchain networks, and smart contracts are experimental, volatile, and subject to bugs, hacks, exploits, chain forks, regulatory action, and complete loss of funds.

5.2 Third-Party Protocols. IDX does not control any blockchain, validator, smart contract, or liquidity pool. Your interactions with third-party protocols are entirely at your own risk.

5.3 Sole Responsibility. You are fully responsible for all transactions, signatures, and consequences resulting from your use of the Software. IDX is not responsible for any loss of value or digital assets.

6. Disclaimers

6.1 “AS IS.” The Software is provided strictly “AS IS” and “AS AVAILABLE.” Use is at your sole risk.

6.2 No Warranties. IDX disclaims all warranties, express or implied, including merchantability, fitness for purpose, title, accuracy, and non-infringement. IDX does not warrant the Software’s reliability, availability, or security.

6.3 No Guarantee of Results. IDX does not guarantee any outcome, profit, yield, or return from using the Software.

7. Complete Waiver and Release

TO THE MAXIMUM EXTENT PERMITTED BY LAW, YOU HEREBY IRREVOCABLY RELEASE, WAIVE, AND FOREVER DISCHARGE IDX, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, CONTRACTORS, AND REPRESENTATIVES FROM ANY AND ALL CLAIMS, DEMANDS, DAMAGES, LOSSES, LIABILITIES, COSTS, OR EXPENSES OF ANY KIND—KNOWN OR UNKNOWN, SUSPECTED OR UNSUSPECTED, DISCLOSED OR UNDISCLOSED—ARISING OUT OF OR RELATING TO YOUR ACCESS OR USE OF THE SOFTWARE, INCLUDING WITHOUT LIMITATION:

YOU EXPRESSLY WAIVE ANY RIGHT TO SUE, SEEK DAMAGES, OR PARTICIPATE IN ANY CLASS ACTION, ARBITRATION, OR OTHER FORM OF DISPUTE RESOLUTION AGAINST IDX OR ITS AFFILIATES. YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USE OF THE SOFTWARE.

8. Limitation of Liability

8.1 Absolute Limitation. IN NO EVENT SHALL IDX’S AGGREGATE LIABILITY, WHETHER IN CONTRACT, TORT, OR OTHERWISE, EXCEED ONE U.S. DOLLAR (US $1).

8.2 Time Bar. Any alleged claim must be brought within thirty (30) days of the event giving rise to it or be permanently barred.

8.3 Essential Basis of Bargain. The foregoing exclusions and waivers are fundamental conditions of your access and use.

9. Indemnification

You agree to fully indemnify, defend, and hold harmless IDX and its affiliates from any claims, damages, or expenses arising from your use of the Software or violation of these Terms.

10. No Dispute Resolution

YOU EXPRESSLY AGREE THAT NO COURT, ARBITRATOR, OR OTHER TRIBUNAL SHALL HAVE ANY AUTHORITY OR JURISDICTION OVER ANY DISPUTE, CLAIM, OR CONTROVERSY ARISING OUT OF OR RELATING TO THESE TERMS OR THE SOFTWARE. BY USING THE SOFTWARE, YOU WAIVE ANY AND ALL RIGHTS TO ARBITRATION, MEDIATION, LITIGATION, OR OTHER DISPUTE RESOLUTION OF ANY KIND.

IF YOU DO NOT AGREE TO THIS COMPLETE WAIVER OF RECOURSE, DO NOT USE THE SOFTWARE.

11. Governing Principles

These Terms are governed by the laws of Delaware, USA, solely to the extent necessary to interpret this waiver. No provision shall be construed to create any right of enforcement against IDX.

12. Miscellaneous

12.1 Entire Agreement. These Terms constitute the entire agreement between you and IDX and supersede all prior understandings.

12.2 Severability. If any provision is held unenforceable, the remainder shall remain in full effect.

12.3 No Third-Party Rights. No person other than IDX and the User has any rights under these Terms.

12.4 Waiver. Failure to enforce any term is not a waiver of future enforcement.

IMPORTANT NOTICE

BY USING THE SOFTWARE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREED TO THESE TERMS, INCLUDING THE COMPLETE WAIVER OF ALL RIGHTS TO BRING ANY CLAIM OR ACTION AGAINST IDX LABS. USE IS ENTIRELY AT YOUR OWN RISK.